Temporary Health Insurance Plan
2009-08-08 at 04:50 am admin
If you are between jobs, waiting for a cover under COBRA or other types of group insurance policies, a self employed employee seeking employment only on seasonal basis, or a recent graduate looking for a job, the temporary health insurance policy will protect you and your spouse and dependent children. The policy that is valid for a period of 6 months only, offers you limited benefits. In certain cases the duration of the policy can be extended to an year too.
The temporary health insurance plan that is very popular due to it being highly economical is mainly taken by employers for factory and field workers and their families to cover any calamities and untoward incidents. The policy has been very handy in the recent period of economic crisis when a number of people became jobless making them lose their current insurance cover too that was provided by their employers.
Though the short term or temporary insurance plan do not cover regular medical expenses such as expenses on dental, eye care and standard medical checks, they are becoming increasingly popular. More and more senior citizens and elderly who are usually not covered under any medical scheme are taking this insurance coiver for their fatal health needs.